First-Time Homebuyer

You have saved and dreamed of the day when the keys are placed in your hand to your first home. Even though becoming a first time home buyer is exciting, does it have to be a daunting experience also? Not when you use a first-time homebuyer expert. 

There are many new things to learn and decisions to make when searching for a new home. One of those decisions is finding a lender that will take the time to explain and guide you through the entire loan process. Remember, not all lenders have the expertise to qualify a first time homebuyer. Some just do not want to take the time. At Ascent Home Loans, we take the time to speak with our clients and more importantly listen to them. There is nothing more satisfying then watching a first-time homebuyer receive their first set of keys to their new home. That's why we work hard to get all our first-time homebuyers approved and closed.

First-Time Homebuyers can apply today @ 707-494-8532 or 877-392-0674

What most first-time homebuyers are concerned with are their credit score and downpayment. At Ascent Home Loans we offer numerous programs designed specifically for the first-time homebuyer. Although lately the news has touted the end to borrowers being approved for a loan without stellar credit scores, both FHA and VA loans were created just for those types of borrowers who could afford to purchase a home, but did not have the high credit scores needed to approve for a stanard conforming loan. So before you begin to worry whether you can qualify for a loan, call today for a free pre-qualification.

If a lack of a 20% downpayment concerns you, Ascent Home Loans has programs for the first-time homebuyer that allows up to 97% financing and low cosing costs.  Ascent Home Loans also offers a loan program that is specific to the Bay Area. As long as you live within the counties of Alameda, Marin, Napa, San Mateo, Santa Clara, Solano and Sonoma, you may be eligible for this first-time homebuyer program that only requires the borrower to contribute as little as $500 for the downpayment. 

As a first-time homebuyer expert, feel free to call our Branch Manager Scott Dovala at 707-494-8532 or 877-392-0674 for a free pre-qualification, or just to learn more about the great first-time homebuyer programs Ascent Home Loans has. If you prefer, you can also email Scott with your questions at sdovala@ascenthomeloans.com.  

If you are interested in learning more about what goes into the process of buying your first home, I have included my First-Time Homebuyers 101 Course. Just click here and you will be taken to my short course which includes the video, "9 Steps To Home Ownership" that should help you understand the home buying process a little easier.

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